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Diary 1920-007

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Transcription Notes on?Banks and Banking Accounts.
ij
Calendar
for
1919
and
1921,
Ready
Reckoner,
Income
and
Wages
Table,
&e. Mi
HOW
WEIGHTS
AND
MEASURES—-conid.
READY
RECKONER
AND
MARKETING
TABLE,
MISCELLANEOUS—contd.
Hops, pocket of=1} to 2 cwt.
Paper, quire= 24 sheets.
No.] gd. | dd. | Za. | 1d. | Qd. | 3d. | 4a. | 5d. | Ga. | 7d. | Sd. | 9d. | 104.) 11d. | No.
a
ream = 20 quires.
Parchment, roll of=60 skins.
Potatoes, sack of= 168 lbs.
Raisins,box of = 56 lbs.
aM
barrel = 112 Ibs.
Soap,
aS
SiGe
lbs.
Straw, load == 36 trusses (11 cwt. 64 lbs.)
ag
truss of= 36 lbs.
Tea, chest of, Congou= 80 to 100 Ibs.
Hyson = 60 to 80 lbs.
28
2?
CALENDAR
FOR
aleiei<!
:
SIS) S/SiSi8
| Ih
as
SSC]
S|S\8
JAN.
FEB.
1919.
alsls
3 a8
ne
SiCl
sl allguzy ..|../
7 8| 91011
[16.17/18
\20| 21 92/28/24\95
26/27/28
29/30 31)...
:
..|.
osfea{e| 1 || AUG.
2] 3) 4) 5) 6| 7) 8
9/10/11 12/13 14/15
16\17|18 19/20 21 22
28/24/25 26/97/28). .
MARS Ocenia ster!
2| 3| 4) 5) 6) 7| 8 ||SEPT ..
SS}
ARI
8
wisi
ids
NSitdi
Sv
4
gi|0
|
SA
83
84
OMS
7311
CL
3i/1 1142
AU
OM
28h
715
217
eS
age
ese
|.0. Si] 1 43/2 03] 2 9:15 68
(0° SH2-5
12 121015
818
510 81
5412 211211
)510)8
38/0 911 6/2 3/8016 0/9
8710. 93} 1 63|,2 8313 116.2119
38/0 91 7/2 4418 2/6 419
3910 9}11 73/2 53413 3/6 619
40/010/1 8/2 6/3 4/6 8 |10
a)
AP Regs
AOC oe diese
4
8) 9110 11/12
5] 6) 7) 8] 9/10/11
15 16/17/18/19
12/18 14.15)16|17/18
20/21/22 23/24'25/26
19/2021122/23/24/25
27/28/29 30)..|..|..
26/27 28 29/30/31]...
MAY
NOV es
ie es
CAN
aa leoles
2| 3] 4) 5] 6 7] 8
44 | 0103/1 8} 2 64) 8 516 10
4| 5] 6 7| 8| 9'10
Q/10/1.1|1.2)13]14/15
42 10 Os) LOA 2 78).8 16 e710
11/12/18 1415/16/17
16/17|18)19|20|21|22
43 (0, 103) 2) (942k SEN8 Zane
18]19|20 21/22 23/24
23/24/25 '96127|28|29
44|0 11 }.110/1 2.913 84% 4
25(26|27 28/29 30|31
BOGOR
R Ae ae ars
45 | 113] 1103/2 9313 9|7 6
JURE 1) 2| 8 4| 5) 6) 7 DEC. ..| 1) 2] 3] 4| 5) 6
46 | 114] 1 11 | 2 103).3:10 17.8
8] 91011 /12/13/14
7) 8| 9)10|11|12/18
| 11$| 1 113] 2123/3 41] 7 10
15}16|17 18119 20/21
14'15}16,17)18119 20 | 47
48 | 10 | 21 OnleSiO) | Ln OMEBe 60
22/93 24125126 27/28
91/92/23194125|26 27
4911 01/2 0313 Of4 118 ¢
99/30)..(....0..L.,
28'29.g0/811. .|..|.
501 03/2 1) 3 1} 4 2/8
|
Golden Number,
Epact, 29
Letter, E; Rom. Indic.,2; Julian
Wednesday, March 5; Easter Day,
June 8; Advent Sunday, November
CALENDAR
alalsi¢) la
S1S/S$ (813s
AISISRIG|E\a
SAN
| |
; Solar Cycle, 24;
Dom.
Period (Year of), 6632; Ash
April 20 ; Whitsun Day,
30.
,
51,| 1
2 113 2/4 318 6
at
22
3.18 oN Auanlis) (8
53] 1
2 233 34] 4 5 |8 10
54 | 1
2 818) 43/4 6190
FOR
1921.
55 | 1
2) Bh8 baled pal 9) °2
56 | 1
Qa
8 OGM MAmea NO. 4
alesis) fs
Std
2 413 634 919 6
58] 2
2 15/3 7214 10)),9° 8
S/S Si S8iSrs1s
59 | 1
2 54/3 8h! 41119 10
ASIC RISIE(S
60 | 1
2161-3 SOM
ONIO: (0
orcry ee
3 2
3] 4] 5] 6) 7| 81 9 70 | 1
11
10}11/12113/14/15|16 80/1 8|3 4
17|18|19 20/21 22/23
90 | 1103/3 9
24/25 |26\27/28 29/30
fool 2. 1'4 2
|
ee pee
ete
2| 3) 4/51 6| 7] 8
gi10/1112l13|14)15
16/17|18]19/20|21\22
28/24|25|26|27|28|29
SOSH Petes ele
SLICE ne
FEB, ..|..|
1] 2/3] 4/5 || AUG. ..| 1] 2] 3] 4) 5] 6
6| 7] 8) 9i10j14l12
7| 8| Oftolti2i13
13/14|15|16\17/18/19
14/15|16117|18 19120
20121 |22|28124195|26
21|92|93'24125 26)2
o7iegl. tole...
28/29|30\31)..|..)..
MAR. ..|..| 1) 2] 3) 4| 5 | ser. ..|..]..1.
6] 7| | gjsol1i 12
13|14|15|16|17\18|19
20/21 \22|28124|25 [26
27\98|20|30/31)..|..
apr.
..1..|..1../..) 1/2 |] ocr.
5
8
o
MAY
1 2| 3| 4) 5/ 6| 7 || Nov.
8
12
ma
JUNE ..|,
| DEC.
5| 6) 7] 8) 9/10/11
12}13|14]15|16\17|18
19|20|21|22l93)24\25,
26|97|28 12913
ka
esid.
1] 2/3] al 8
21/0 5}/010$)1 32/1 9/3 °6)5 3/7
8 910/11 12
22/0 5H O11) 1 44/1 10/3 8/5 617
51617/18/19
98/0 59] 0113/1 53/117
/840/5 917
22 93 24195 26
6/1 0/1 6/2 0/4 0]6 0/8
30.81|..|.. | 25 24/0 |0 63/1
OM
1
632
1/4
216 3|8
(Nr aL} 96/0
6s 1 1) 1 (7a) 22)4
4216—6)8
| 7)'8. 9
9710 631 1311 82 83/4 616 919
98. (OAs
2) de OB ALS
AON”
© Ze
281 98),2 5 )4-10\) 7 8.) 9
30 | 74] 1
2 6/5 0/7 6 {10
9/10/11 12/13)14/15 |
21/08
id
2
26|2
Golden Number, 3; Epact, 21; Solar Cycle, 26;
Dom.
Letter, B; Rom, Indic., 4; Julian Period (Year of), 6634 ; Ash
Wednesday, February 9; Easter Day, March a7 ; Whitsun Day,
May 16; Advent Sunday, November 27.
Sr
ad.
Wise
gGilason
Gn
lasamcieniast
Sola
Side
4] 03/0 OF O80 1/0 2)0.8)0 41/0 5/0 610 7)0 8)0
91010}011|
14
B10) ORO) 1/0) PLEO 25107 4 IKO ORION Si (0 LOM Pt NO Pay UI ety tail isa. Gle etn ident
slfen e
310. O20 aso) 221080
G1 Ol 9} AsO} 1 Siai6e |e 912 Oe 842° 6 )aNol s
EN OveU YO SONS
NOLO USN
On Aiea de Shenae
aa OS
SOs Siem ular
lade
BL OM1g 0; 2H Ose OMS VOLO ia MSs a8il Qed HOM eMnet ITS cess Oh ied avoid aza ll
6}0 13/0 8/0 43/0 6/1 O0]1 6/2 0/2 6/38 01/8 6/4 0/4. 615 0/5 6!
6
TAO CLOW SA NODS
OU
Hl
Zi
Oe Mea
tS
6 saa Ne TS
Owe ley LOOM lo
7
B10) 2 OM 4 1 O ENO
PAA AMO SST Ska Va On ais Btb eeal06 MONG Rre Ny it
las
9/0 23/0 440 630 9/1 6/2 8/3 0/8 9/4 6/5 3/6 016 9/7 6/8 3]
9
40'} 23)0)5'1.0 73/040,)1 8) 2 618) 414 2/5 O1540/6 S17 6) 8 419 21] 40
41 | 23/0 530
Ol}1ji0ol2
9/8 8/4715
616 5/7 4/8 3/9 2no 1] 14
12/0 3/0 610
¥°01/2 013 014 0/5 016 017 0/8 0/9 0110 ret © | 12
18:1 8310 GEO
98) 902 2.2: 8581 40 45 56 62 7 8.68 1190.9 [20 10 41 10) | 43
14/0 33/0 7/0103}1 21/2 4/8 6/4 8/510/7 0/8 2/9 4 |t0 6 Ha 8§ f42 10} 14
15 | 83/0 7H
114-2 812 6/8 915 016 8)7 618) 9110 1% 3112 6113 91) 45
16}0 4]}0 8) 1
14/2 8/4 0/5 4])6 8/8 0/9 4110 8 |12 0/18 414 8] 46
17} 0. 43/0 8311
03}1.5/210)4 815 8) 7 118 6/942 fll 4/12 9 4 2 its 7 | 47
18/0 44/0 9/1
1613 0/4 6/6 6/7 6/9 010 6/12 O18 6 [15 16 6] 418
19} 43/0 93/1
TS
ened eG 16 Na ida Oe Cullen ta toner tears Vint Omron
S,
20/0 5/010]1
198/38 4/5 016 8/8 410 0/11 8/13 4 }i5 0/16 8 lis 4120
soft, firkin= 64 Ibs.
», barrel= 256
Sahaul's,
Year| Mth.|Week| Day
£
1
1
2
2
3
3
4
4
5
5
6
6
7
7
sis. djs
o.
70°
10
10
90
16)
6
io!
610
16/10 1
O11
10/1
015
'8 16
4117
jis
8 |18
4119
20
S21
4 b1
0122
90
4
8) 128"13
3 iT
6
9 i111
O}i2
8112
6 {12
9118
0/13
9. 16
4 14 2 |i17
8 i14 7
0115 oO
4/15 5
8 [15 10
oO l16 3
6
4 {16 8 j20
TS
5 114
9 |14
[14
15
3/15
15
16
16
16
Sac
O17 6
417 11 J21
8/18 422
O}18 9
4119 2
8 {19 7
20
4 20 5
8 |20 10
OM LO
ys,
1 H15
4/16
per | Per |
AND
WAGES
i9
1420;
8
j21
“4
24
322
24
10 12 8 |25
5 |23 4 |26
21.0, 1240/27
21)
719417 8)127
apne,
4 123
9 |26
4126
8 [30
6 [23 11 [27 4 130
|24 6128 [31
6
128089 /82i<
125
8 |20 4 [33
6 |26
3 130 [33
126 10 |30 8 [34
6/27
518 4185
[28
[32 [36
6 |28
7132 8 [36
()
2/33 4/37
9 |34
4 134
11 |35'
6 [36
1 |36
-8 [37
3 |38
10 |38
5 139
140
10 |46
8 [538
6 \60
4 166
|38
8 |39
4 |39
0-40
8/41,
4 |42
0/42
8 |43
4 |44
[45
8 [52
4 |60
|67
7 '75
9
6
3
]2
9 2
6 )2
3
vO
9
6
3. | ot
2 | 22
1 | 23
| 24
TIO
10 | 88
9 | 27
8 |. 2
7 | 28
6 | 30
58d
4 | 32
9
6
3
49.5
6
3 |:
|:
3 |
2 |
1 |
|
Aah
|
9 |
8 |
38
34
85
36
37
88
39
40
9 |:
6 |:
Siilt
Q |:
9 |3
6
8 |g
9
6
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
11 |
10 |
44
42
43
44
45
48
47
48
49
50
3
0+
9 |#
6
3 |
9
6
8
45
6
6
9 | 54
8 | 52
758
6 | 54
5/55
4 | 56
3 [57
2 | 58
1 | 59
| 60
2} 70
4 | 80
6 | 90
8 {100
Year
| Month|
_
9
TO
OPEN
A BANKING
ACCOUNT.
GROSSED
ENDORSING
CHEQUES.
The facilities offered in the present day—not only
by Private and Joint Stock Banks, but by Goyern-
ment in the Post Office Savings Bank—enable the
humblest person to have his or her Banking Account.
But many timidly hesitate to avail themselves of the
convenience, and a still larger number only half
understand how to make the most of it. It is hoped
the following notes may prove helpful to both classes.
Almost every Banker welcomes applications from
well recommended
strangers who
desire to open
an account.
A letter should be addressed by the
applicant to the manager of the Bank selected, and
be accompanied by a ref€rence from one of the Bank’s
customers or some person of known standing.
The
full name~and address of the applicant should be
given, as well as the, signature which it is intended
shall be used in drawing cheques.
This should be
taken personally, and, if accepted, the Banker will
promptly supply a Cheque Book containing cheques
payable either to ‘‘ Bearer”? or to “ Order’? as may
be preferred, and, later on, a ‘‘ Pass Book’’ contain-
ing a list of Receipts and Payments will be sent on.
A cheque payable to ‘‘ Bearer’? and not crossed
is termed ‘.open,’’ and may be cashed by amy person
presenting it at the Bank om which it is drawn.
crossed thus—
CURRENT
it will only be paid when presented through a Banker,
and a person who takes a cheque so crossed does not
receive and cannot give a beiter title to the cheque
eae Aas which the person from whom he received
it had.
“Order ’”” cheques may be crossed in the same way
as ‘ Bearer ’’ cheques with the same results.
Endorsed
and paid “‘ Order’’ cheques are legal evidence of pay-
ment, and it is therefore advisable to keep them.
AND
DEPOSIT
ACCOUNTS.
The letter of application should also state whether
a “Current Account’’ or a “ Deposit Account”’ is
to be opened.
The former is the ordinary form of
Account in daily use by business men; the latter is
generally used for temporary investments, and is
only occasionally drawn upon.
As a rule, Bankers make no charge for keeping a
Current Account, unless, indeed, the Balance main-
tained is not sufficient to cover expenses; and even
then the charge is very small.
On the other hand,
no interest is allowed, though an exception to this
must be made in the case of some few Banks who
credit a small interest on the monthly balance.
In the case of a ‘Deposit Account,’’ amounts
paid in are left for a definite stated period, and can
only be withdrawn by giving a stipulated notice.
Interest is allowed on such sums of something less
than Bank rate.
CHEQUES
AND WITHDRAWAL
OF MONEY.
Cheques are, as already stated, of two kinds, payable
either to “Bearer”
or to ‘ Order.’’
Books con-
taining 25, 50, 100, or 200 are supplied by Bankers to
their Customers without charge, except for value of
the stamps.
When filling up a cheque, care should be taken
to make the wording quite distinct and compact,
so as not to admit of the improper insertion of figures
or addition of words not intended by the drawer,
such as the alteration of 6 into 60, “‘ Eight”’ into
“ Eighty,” and so on.
In case the drawer desires an
alteration in a cheque after it is written out, either in
date, amount, or name, such alteration should be made
as clearly as possible and initialed by the drawer.
Should a filled-in cheque be lost, the drawer should
at once forward to the bank, on which it-is drawn,
the name of the person to whom payable, date, number
and amount, and request them to stop payment.
If
a blank cheque or a Cheque Book is lost, the Bank
should at once be advised; and it may here be men-
tioned that Cheque Books should always be kept
ee lock and key, so that they may not be tampered
with,
A cheque torn in two separate pieces will only
' be paid by the Banker upon whom it is drawn, after
confirmation by the drawer.
2
i
& Co.,
the value can only be obtained by passing it through
a Bank account; if thus—
CHEQUES—contd.
A cheque drawn to the “ Exors. of H. T. Smith,
deceased,”’ should be endorsed by at least one of the
executors, ‘‘ For self and co-exors. of H. T. Smith,
deceased, Walter Long, an executor.”
A cheque to the “ Trustees of H. T, Smith’? must
be endorsed by ali the Trustees, thus—
John Ward
\
Henry Smith
Trustees of H. T. Smith.
Robert Hill
J
Barclays
Bank
Limited,
PAYING
with the name of a special Bank, it will only be paid
through that Bank;
and if the name of the person
who is entitled to receive payment is: added, thus—
Barclays Bank Limited,
a/c James Freeman,
payment can be obtained only through that particular
If a cheque
Bank and by that particular person.
:
is crossed thus—
Co.,
not negotiable,
ENDORSING
CHEQUES.
Cheques payable to ‘‘ Bearer’’\ require no endorse
ment at the back.
But if the word “ Bearer’’ be
crossed through, or if the word “‘ Order’’ be inserted
in the place of “ Bearer,’ the person in whose favour
it is drawn must endorse it, as hereafter directed for
“‘ Order ’’ cheques, before it can be cashed,
A cheque payable to “ Order’’ must, before pre-
sentation for payment, be endorsed (or signed on the
back) by the person in whose favour it is drawn,
and the endorsement must agree precisely with the
name on the face of the cheque, even though the
name there written is incorrect.
A cheque payable
to the order of James Freeman, for instance, must be
endorsed James Freeman, even though the right name
is John Freeman, or should be returned to drawer for
correction,
If it is payable to Mr., Mrs., or Miss J.
Freeman, it will still be correct to endorse it. Freeman.
The following are proper endorsements in excep-
tional cases :—
A cheque payable to Dr. H. T. Smith should be
endorsed ‘‘ H. T. Smith, M.D.”
One to Captain Smith should be endorsed “ H,
T. Smith, Capt.’
A cheque to Messrs. Smith’s may be endorsed
either “‘ Smith’s,” “ Smith & Co.,’”’ “Smith & Son,”
“Smith Bros.,”’ “H. & T,. Smith,” or similar,
A cheque to Mrs. Henry Smith should be endorsed
with Christian and surname, and below it “ wife of
Henry Smith.”’
A cheque to Miss Smith (now Mrs. Jones) should be
endorsed with Christian and surname thus, “H. T.
Jones, nee Smith,’
A cheque may be endorsed by a qualified clerk
thus, “ per pro H. T. Smith, Walter Long.”
.
Cheques payable to a limited Company, ‘* Smith,
Son & Co., Ltd.,’” should be endorsed with the name
of the company, and a qualified official should add his
signature thus, ‘‘ Smith, Son & Co., Ltd., Walter Long,
Secretary.”
i
s
MONEY
IN.
A list of amounts paid in should be made on a
suitable form, a supply of which will always be pro-
vided by the Bank on application.
Most London
Banks have one form for London cheques and another
for country cheques,
Before paying in a cheque it should be examined to
see that it is in order as to Date, Signature, Amount,
etc., and should then, if payable to “Order,” be
properly endorsed as already explained.
The ex-
amination may seem unnecessary, yet it is by no
means unfrequent to find the signature omitted or
the cheque incorrectly made out in some way.
CLEARING
AND
COMMISSION.
Before placing to their customers’ credit cheques
paid in, Bankers require a certain number of days to
‘clear’? the cheques: one for a London cheque, four
for an English country cheque, and five for a Scotch
or Irish cheque.
The time taken to clear a cheque
varies at different Banks, and the customer may
probably hear earlier if a cheque has not been paid,
especially if it has to be collected locally.
Should
information be desired before the above periods have
elapsed, the Banker will, if so instructed, send the
cheque specially to the paying Bank with request to
wire the result.
i
For the collection of Scotch and Irish cheques a
commission is charged as follows :—
Amounts up to £33 6s. 8d. ...........-- ;
as
» £50 0s. 0d. .
:
» $66 13s. 4d. .
» £83 6s. 8d. ...
a

i
epi BAO WEAN
Goaoasone eroreiate
and after ad valorem.
DISCOUNTING.
Bills and Promissory Notes will be discounted by a
Banker at ordinary rates, provided they are signed by
persons of known position.
The securities should be
submitted to the Manager of the Bank with a request
for discounting.
THE
PASS
BOOK.
Every customer is supplied by the Banker with a
Pass Book, in which are entered from time to time a
list of all sums paid in, cheques drawn, value of
Cheque Books, Commissions paid, etc.
This list
should be carefully examined at frequent intervals,
and any mistakes or omissions pointed out to the
Bank as soon as possible.
A newly-married woman who has had a Bank account
in her maiden name should, on marriage, send in her
Pass Book to be made up, with instructions as to
change of address and a specimen of her new signa-
ture.
Some Bankers also require production of the
marriage certificate.
On the death of a customer, Pass Books should be
sent in, with notification of date of death.
Cheques
presented after the customer’s death is notified will not
be paid by the Banker, no matter when drawn, but will
be returned by the Bank marked ‘‘ Drawer deceased.”
4
me
TABLE.
Per | Per | per
| Per
Year | Mth. | Week | Day |
dis dj
£ 8.\£
Oz]
8 G0
1 | 8 100
1d}
3 OF
13419
00
2
711 010
24412
01
22113
O01
3.414
G1
32415.
O11
3E115
G1
4 447 ol
0/1
44448
43019
te
o
18:
0/18
17 |21 325 6 129
17 4 |21 8 |26 130
17 8 |22 1 |26 6 |30
18 |22 6 |27 [31
18 4|2211 |27 6 [32
18 8/23 4 28 [32
19 28 9 }28 6/83
19 4 |24 2 ]29 [33
19 8 \24 7129 6/34
20 125 (30 0135
2304
2135 40
26.8
4140 46
30
6/45 152
33 441
8 50 068
INCOME
“Por
| per | Per iPer{
0/8 9 |lO 6/12 3/14
4/9 2 lia 0/12 10 14
8/9 71
6113 5115
0/10 12 114 [16
4/10 5 [12 6 ii4 7116
8 110 10 |18 15 2 117
Of11 8.118 6 115 9 |¥s
aves Sido. Wet AUTSN
812) 1 \14 6 16 11 107
0/12 6115 17 6120
*
x
|
8
Per
Per
Week
Day
8. d.£ s.d.|s
dj
£ s| £'s. dileisirdy fms
ds
13 40 3
St}
200/113 4,0
7 840
1 1G
14 20 3 3h0
54} 39 2.10 0} 011
640
1 7
15 00 3 540
6 | 40013
68/015
4410
2, 24
16 80 31040
63) 500) 4 8 4/019
230
2 9
18 40 4 220
72] 60 50 0) Tt 31 10 6384 8%
000 4 740
8 | 70 o 5 16811
611 310
180 5 0/0
8k} 80 6 13 44110
930
4 4%
3 40 5 440
944 9007100114
730
4 113
5 00 5 94:0
931100 o 8 68) 118
540° 5 BE
6 80 6 17,0 10$)200 G16 13 4) 3 16 11 10 114
8 40 6 640 114]300 025
00/515
43016
53
1 11
6 8 7 13 10#/1
10 010 611 (0 113) 4600 033
11 810 7 33/1
034500 a
18 44912
321
7 4%
|
If the wages be guineas, add 1d. per month or 4d. per week for each guinea,
\
BARCLAYS
with which
HEAD.
ISSUED CAPITAL
RESERVE FUND -
-
e
FREDERICK
has lately been
BANK
amalgamated
OFFICE
"
-
-
:
the
54,
:
London
Provincial
LOMBARD
&
LIMITED
South
STREET,
Western
Bank
LONDON,
Limited.
E.C. 3.
£14,137,552
AMOUNT
PAID
UP
-
=
:
o
:
£7,000,000
DEPOSITS
-
Sir
HERBERT
HAMBLING,
Deputy-Chairman.
CRAUFURD GOODENOUGH, EsQ., Chairman.
EpmuND HENRY! PARKER, EsQ., Vice-Chairman.
General Managers: WIiLLiaAM Favitu TuKke, Esg.; WILLIAM CARRUTHERS, ESQ.
£8,820,556
£ 239,660,000
The Bank issues Drafts and Letters of Credit on all the principal towns of the world; makes Mail and Telegraphic
Transfers ; effects Foreign Collections ; establishes Documentary Credits, and generally undertakes every description of
BRITISH
—__.
Over
1,370
AND
FOREIGN
BANKING
BUSINESS.
Special attention is given to the financing of produce in transit.
i
branches.in Great Britain, and agents and correspondents in all the principal banking
Foreign Branch:
168, FENCHURCH
STREET,
LONDON, E.C. 3.
towns
abroad.